About M'Jaye Money

Meet Michelle Johnson.

Founder of M'Jaye Money

Michelle Johnson founded M'Jaye Money with a simple belief: before you can change your financial position, you have to understand where you stand. Through credit education, credit restoration support and straightforward guidance, M'Jaye Money helps clients make informed decisions about their credit and financial readiness.

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The Founder

Credit Education • Credit Restoration • Financial Readiness

Michelle works directly with clients to help them better understand their credit position, identify areas that may need attention, and make informed decisions about an appropriate next step.

M'Jaye Money was created to make credit less confusing and help people approach their financial decisions from a more informed position. The focus is simple: education first, responsible credit restoration support when appropriate, and financial readiness guidance that helps clients understand what comes next.

Michelle believes progress begins with understanding where you stand. That means looking at the information, understanding your options and making informed decisions without unrealistic promises or unnecessary pressure.

How We Work

Four principles behind how we serve

Education First

Before anything changes, you should understand it. We help you better understand your credit profile and the factors that may be affecting it.

Your Credit Is Personal

Every credit profile is different. Recommendations should be based on your individual situation—not a one-size-fits-all approach.

Straight Talk

We explain what we see, what may need attention and what your options are so you can make informed decisions about your next step.

Responsible Guidance

No promises of specific score increases or guaranteed deletions. Our focus is education, appropriate credit restoration support and responsible guidance.

Our Focus

Start with understanding your credit.

M'Jaye Money focuses on Credit Education, Credit Restoration and Financial Readiness—helping clients understand where they stand and make informed decisions about what comes next.

Know Where You Stand.

Build What's Next.

Start with your credit. Complete the M'Jaye Money Readiness Check to better understand your current credit position and determine your next step.

Check my readiness

Strategy • Education • Empowerment

Built for Generational Impact.

M'Jaye Money provides credit education, credit restoration support and financial readiness guidance designed to help clients understand where they stand and make informed decisions about what comes next.

Site

Legal

5900 Balcones Drive #16473, Austin, TX 78731

M’Jaye LLC is the legal operating company, and M’Jaye Money is the public-facing brand. M'Jaye Money provides credit education, credit restoration support and financial readiness guidance. We do not promise specific outcomes, credit score increases, or deletions of any kind. Results vary based on each individual’s situation and the accuracy of the information reported. Under the Fair Credit Reporting Act, you have the right to dispute inaccurate information on your own, free of charge.